Certified Financial Planner (CFP) Exam 2026 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 505

Which of the following services is not provided at the State and Local level when planning for special needs?

Social Security Benefits

When considering the planning for special needs at the state and local level, it is essential to understand the role of Social Security Benefits compared to other services like transportation, respite care, and residential services. Social Security Benefits are primarily a federal program, specifically including Social Security Income (SSI) and Social Security Disability Insurance (SSDI), which are administered at the national level and not specifically managed or provided by state or local governments.

On the other hand, transportation services, respite care services, and residential services are often administered at the state and local levels. These services are part of broader support networks that aim to aid individuals with special needs and their families, ensuring they have access to necessary resources within their communities.

For instance, many states have specific transportation programs designed for individuals with disabilities, respite care programs that allow caregivers a break while ensuring their loved ones are cared for, and various residential services, including group homes and supported living situations. Each of these services responds directly to local needs and is often tailored to the specific resources and communities within a state.

Understanding this division between federal benefits and state/local service provision is critical for effective planning for individuals with special needs, ensuring that families are aware of where to seek out, and who to contact for, the necessary support

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Transportation Services

Respite Care Services

Residential Services

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